Platform

Underwriting

Consistent assessments, configurable risk scoring, and committee-ready outputs generated straight from live deal data, with a full audit trail behind every decision.

Risk score · James Whitmore

£1,250,000 bridge · W1K 3JZ

0 / 100

Scoring weights you set to match your credit policy, recalculated from live data on demand.

Every deal scored the same way, against weights you set, from data already in the platform.

Assessment & Scoring

Your credit policy, applied the same way to every deal.

Credit Assessment

Standardised assessment templates so every deal is evaluated the same way and nothing gets missed.

Risk Scoring, Your Way

You set the scoring weights to match your credit policy, and the platform scores every deal consistently against them.

Deal Gating

Deals can't progress past underwriting until required checks and screenings have passed.

Committee-Ready Outputs

Walk into credit committee with documents generated from the system of record, not rebuilt by hand the night before.

Committee Packs

Generate a credit committee pack straight from live deal data: one click, no copy-pasting into Word.

Credit Memos

Structured credit memos recorded against the deal, so the rationale behind every decision is captured.

Decision Audit Trail

Who assessed, who approved, what changed and when: a complete record for every decision.

Conditions & Ongoing Risk

Underwriting doesn't end at approval: conditions get tracked to satisfaction and risk stays measured for the life of the loan.

CP Templates

Reusable conditions precedent templates per product, applied to deals in one step.

Conditions Tracking

Track every condition from issue through to satisfaction, with clear ownership of what's outstanding.

Live Risk Recalculation

Loan risk scores recalculate from live data on demand, with risk bands visible across your loan tape.

See Vantage in action.

We'll walk you through the live platform, end to end.