Platform
Compliance
A full screening, monitoring, and covenant-testing suite built into the platform, not bolted on. Checks run automatically, exceptions get worked by a person, and everything leaves an audit trail.
Demo Lender
Administrator
Covenant tests
Scheduled run · quarterly
FAC-BDG-01
Loan to Value
56.9% ≤ 75%
queuedFAC-BDG-03
Loan to Value
60.0% ≤ 65%
queuedFAC-BDG-04
Interest Cover
2.45x ≥ 2.0x
queuedFAC-BDG-02
Loan to Value
85.7% ≤ 75%
queuedCovenants tested on schedule against live loan data, with breaches flagged the moment they happen.
Screening & KYC
Screening runs at onboarding and keeps running for the life of the loan, across borrowers, connected persons, companies, and security.
PEP & Sanctions Screening
Every borrower is screened against PEP and sanctions lists at onboarding, before a deal can progress.
Connected-Person Screening
Screening doesn't stop at the borrower. Directors, guarantors, and connected parties are screened too.
Ongoing Monitoring
Continuous re-screening across your live book. If someone's status changes after drawdown, you know.
Identity Verification
Verify who you're actually lending to, with failed checks routed to a dedicated exception queue.
Credit Bureau Checks
Bureau checks run as part of the deal workflow, with results stored against the deal record.
Registry Verification
Company details checked against Companies House and security titles verified against the Land Registry.
Covenant Monitoring
Define covenants per loan and let the platform test them automatically against live data.
Automated Covenant Testing
Covenants are tested on a schedule against live loan data: no spreadsheet, no calendar reminder.
Breach Notifications
The moment a covenant test fails or a risk flag changes, the right people are notified inside the platform.
Full Test History
Every covenant test ever run is recorded against the loan, so you can evidence monitoring at any point in time.
Nothing slips through
Every flagged result, whether a possible PEP match, a failed identity check, a company mismatch, a title discrepancy, lands in a dedicated exception queue where a person reviews and signs it off. No silent failures, no checks lost in an inbox, and a clear record of who resolved what, when.