Vantage is the loan management platform for specialist lenders.
Dashboard
Deal #1 · James Whitmore
£1,250,000 · W1K 3JZ
Built for regulated lending
Role-based access
Two-factor authentication
Full audit trail
Tenant isolation
Checks powered by
Equifax
Onfido
OpenSanctions
Companies House
HM Land Registry
FCA Register
Deal conversations, next to deal data.
Every deal gets its own thread the moment it lands, with mentions, unread state, and chat commands that change the deal record straight from the conversation.
Learn about Channels→
Channels
#general
#credit-committee
Deal threads
◫DEAL-1
◫DEAL-3
◫DEAL-6
Direct messages
👥Underwriting Team
DEAL-1 · James Whitmore · £1,250,000 · W1K 3JZ
Amir 09:41
Valuation report is in. Red book at £2.1m, LTV lands just under 60%.
Claire 09:44
Legals: title is clean, no restrictions.
Owen 09:45
/update valuation to 2100000
Monitoring that never sleeps.
Covenants tested automatically against live loan data. PEP and sanctions screening that keeps re-checking after drawdown. Every exception reviewed by a person.
Learn about Compliance→
Covenant tests
Scheduled run · quarterly
FAC-BDG-01
Loan to Value
56.9% ≤ 75%
queuedFAC-BDG-03
Loan to Value
60.0% ≤ 65%
queuedFAC-BDG-04
Interest Cover
2.45x ≥ 2.0x
queuedFAC-BDG-02
Loan to Value
85.7% ≤ 75%
queuedYour whole book, one tape.
Every account, balance, maturity, and status in a single live view. Drill into any loan, filter by attention needed, export what you need.
Learn about Servicing→Loan tape
6 of 12 · £31.6m
Ref
Client
Balance
Status
LN-BDG-01
Blackwood Properties
£1,560,000
PerformingLN-BDG-04
Hartley Developments
£850,000
AttentionLN-BDG-06
Hartley Developments
£5,550,000
PerformingLN-DEMO-01
Alice Example
£460,000
DefaultLN-BDG-08
Green Oak Estates
£2,100,000
PerformingLN-BDG-10
River View Capital
£10,000,000
PerformingHow it works
Nine modules covering every stage of the lending process. Use them together or independently.
Origination
Capture new deals, route them through your pipeline, and manage documents in one place.
Deal Capture · Pipeline Management · Document Hub
Underwriting
Run credit checks, score risk consistently, and keep a full audit trail of every decision.
Credit Assessment · Risk Scoring · Conditions Tracking
Servicing
Track payments, manage maturities, and keep borrower communications in one thread.
Payment Tracking · Maturity Alerts · Borrower Comms
Compliance
Covenant testing and PEP and sanctions screening that never stops watching.
Covenant Testing · PEP and Sanctions Screening · Ongoing Monitoring
Reconciliation
Bank statements matched to transactions automatically, with a full audit trail.
Auto Matching · Manual Reconciliation · Arrears Reporting
Reporting
Dashboards, exports, and regulatory reports that pull directly from your live data.
Portfolio Dashboard · Regulatory Reports · Custom Exports
Funder Access
Give your funders their own live, ring fenced view of the book they fund.
Funder Login · Facility Visibility · Ring Fenced Access
Broker Portal
Live deal status and commission tracking for the brokers who introduce to you.
Deal Pipeline View · Commission Tracking · Status Updates
Channels
Real time team messaging built directly into the platform, with every deal getting its own thread.
Team Messaging · Deal Threads · Direct Messages
About Vantage
We kept seeing the same problem.
Lenders running serious loan books on software that didn't match how they operated. Vantage works the other way round: your workflows configured into the platform, not worked around it. Built and supported by TXG in London.
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